Disclosures

• Funding

  An account is created for you and may only be used to purchase products and services used for business purposes. This is not a loan or grant, but a business line of credit that requires repayment.

• Credit Check

  There is no credit check

• Credit Reporting

  We report timely payments to business credit bureaus

• Interest Rate

  There is no interest or finance fees charged (0%)

• Security Deposit

  There is no security deposits required

• Personal Guarantee

  No personal guarantee is required

• Minimum Down Payment

  A minimum down payment of 10% of the full balance is required at time of purchase

• Minimum Monthly Payment

  A minimum payment of 2% of the full original balance is due on the 1st of each month

• Late Fee

  Any and every month where at least the minimum payment is not made by the 5th of the month, a $35 late fee will be added to the next month's invoice

• Service Suspension Fee

  Services may be suspended at any time after an account is more than 30 days late in having made a minimum monthly payment for 30 days. There is a $35 fee applied if services are suspended due to non-payment

• Service Reactivation Fee

  There is a $35 fee applied to reactivate an account suspended due to non-payment.

• Returned Check Fee

  A $35 fee will be charge every time a check payment is returned by a financial institution

• Application Fee

  There is a non-refundable application fee of $9.95

FCC Telecom Disclosures

• IDF SBA, Fund

  IDF SBA, Fund is a registered Interconnected VOIP provider. CORES (FCC Registration Number 0030297659); Universal Service Administrative Company (Number 834086). CPNI Policy