• Funding

    An account is created for you and may only be used to purchase products and services used for business purposes. This is not a loan or grant, but a business line of credit that requires repayment.

  • Credit Check

    There is no credit check

  • Credit Reporting

    We report timely payments to business credit bureaus

  • Interest Rate

    There is no interest or finance fees charged (0%)

  • Security Deposit

    There is no security deposits required

  • Personal Guarantee

    No personal guarantee is required

  • Minimum Down Payment

    A minimum down payment of 10% of the full balance is required at time of purchase

  • Minimum Monthly Payment

    A minimum payment of 2% of the full original balance is due on the 1st of each month

  • Late Fee

    Any and every month where at least the minimum payment is not made by the 5th of the month, a $35 late fee will be added to the next month's invoice

  • Service Suspension Fee

    Services may be suspended at any time after an account is more than 30 days late in having made a minimum monthly payment for 30 days. There is a $35 fee applied if services are suspended due to non-payment

  • Service Reactivation Fee

    There is a $35 fee applied to reactivate an account suspended due to non-payment.

  • Returned Check Fee

    A $35 fee will be charge every time a check payment is returned by a financial institution

  • Application Fee

    There is a non-refundable application fee of $9.95

FCC Telecom Disclosures

  • IDF SBA, Fund

    IDF SBA, Fund is a registered Interconnected VOIP provider. CORES (FCC Registration Number 0030297659); Universal Service Administrative Company (Number 834086). CPNI Policy